Loan Programs

Mortgage Solutions for Every Need

At Puyallup Mortgage Solutions, we believe the right loan program should fit your goals — not the other way around. That’s why we take the time to understand your financial picture and recommend solutions that align with your short- and long-term plans.

Conventional Home Loans

Flexible financing for primary homes, second homes, and investment properties with competitive rates and structured terms.

FHA Loans

Government-backed loans with lower down payment requirements and more flexible credit guidelines.

VA Loans

Exclusive benefits for eligible Veterans and service members, including no down payment and no monthly mortgage insurance.

USDA Loans

Zero down payment financing for eligible rural and suburban homebuyers who meet income guidelines.

Bank Statement Loans

Qualify using personal or business bank statements instead of tax returns — ideal for self-employed borrowers.

1099 Loans

Designed for independent contractors and commission-based earners with flexible income documentation options.

DSCR Loans

Investor-focused loans qualifying primarily on rental income rather than personal income.

Construction Loans

Financing to build your home from the ground up, with structured funding throughout each phase of construction.

Jumbo Loan

Financing for higher-priced properties that exceed conforming loan limits, with competitive structures.

Non-QM Loan

Alternative lending solutions for borrowers who don’t meet traditional mortgage guidelines.

Foreign National Loan

Mortgage solutions for non-U.S. residents investing in or purchasing property in the United States.